Your stablecoins.
Your card.
Your payment layer.
Fund a private virtual card with stablecoins and move from onchain funds to everyday online payments in one smooth flow.
BowPay is a BSC ecosystem payment point. Fund it with stablecoins — especially BSC stablecoin on BNB Smart Chain — and get a private virtual card issued instantly, so you can pay for anything in one smooth move, powered by x402 for speed and privacy.
Built to fund from where your assets already are
BowPay's architecture is designed to support stablecoin funding on BSC, with BSC assets supported.
How it works
Four steps take you from a connected wallet to a card you can use online.
Connect
Connect your wallet to link your onchain assets to BowPay.
Fund
Fund your BowPay balance with a supported stablecoin.
Issue
A private virtual card is generated for your account.
Spend
Use the card for online payments, wherever cards are accepted.
Send money as a gift card
Pick an amount from $5, pay straight from your connected wallet, and download your card as an image to send. Whoever enters the code first gets the balance on their own BowPay card. A flat $1 fee applies.
Why BowPay
Stablecoin funded
Your balance is backed by stablecoins you fund directly from your wallet.
Private virtual cards
Card details are generated for you and kept masked until you choose to reveal them.
Wallet-first
Your wallet is the source of truth for funding — no intermediary custody step.
Fast settlement architecture
Built around infrastructure designed for near-instant settlement.
BSC ready
Designed to extend to BSC assets as configured.
Payment-focused
One purpose: turn onchain balances into everyday card payments.
Built for internet-native payments
BowPay is designed around modern payment infrastructure that can connect blockchain-native funds with digital commerce. x402 provides an open standard for internet-native payments and can become part of BowPay's future payment infrastructure.
Security by design
Wallet-controlled funding
You initiate and approve every funding transaction from your own wallet.
Secure authentication
Account access is protected by modern authentication, built on Supabase Auth.
Private card information
Card numbers and CVV stay masked by default until you choose to reveal them.
Transaction visibility
Every funding and spending event is logged to your transaction history.
Session security
Review and manage active sessions and login activity from settings.
Account protection
Account protection controls are designed in from the start of the product.